The issuer blocks foreign subscriptions
Many banks reject recurring charges from foreign merchants outright, especially in categories they treat as risky. The payment never even reaches the platform.
Pay for AI subscriptions
Cards that AI services actually accept
ChatGPT, Claude, Midjourney, Gemini and the rest bill from the US in USD. A local card usually fails at that step — a card issued for international payments does not.
Get your first cardWhy AI services decline your card
Currency and country do not match
The service bills in USD from a US entity. If your card is issued elsewhere, the anti-fraud check compares country, currency and IP and stops on the mismatch.
The subscription renews and fails
A first payment goes through, then the renewal declines and access disappears mid-project. Recurring charges are checked more strictly than one-off ones.
3DS never arrives
The platform asks for a confirmation code that your bank sends somewhere you cannot reach. Without it the payment cannot complete.
What you can pay for
Anything that accepts an international Visa payment in USD or EUR. These are the ones our users pay for most often.
- ChatGPT Plus and Pro
- Claude Pro and Max
- Midjourney
- Google Gemini
- Perplexity Pro
- ElevenLabs
- Runway
- Microsoft Copilot
- Cursor
- Suno
- Notion AI
- GitHub Copilot
How to pay for a subscription
- 1
Top up with USDT
Send crypto from any wallet. Minimum $50, fee 1.5%. The balance is ready in minutes.
- 2
Issue a card in the right currency
Pick USD or EUR — whichever the service bills in — and a BIN country that suits it. The first card is free.
- 3
Pay and confirm
Enter the card details on the service. If it asks for 3DS, the code appears in the app.
One card per subscription
Keep a separate card for each service and cap its balance. If a subscription is cancelled, or a service starts charging more than expected, only that card is affected — the rest of your budget stays untouched.
Paying for AI services: common questions
Why does a subscription renew successfully once and then fail?
The first charge and the renewal are checked differently. Recurring charges from foreign merchants are scrutinised harder, and an issuer that allowed the initial payment may block the next one. A card built for international payments treats both the same way.
Which currency should I pick for an AI subscription?
The one the service bills in — almost always USD, since most AI companies bill from the US. Paying in the billing currency avoids a conversion on every renewal, which adds up over a year of monthly charges.
The service asks for a 3DS code. Where does it arrive?
In the Tippix app. This matters because platforms increasingly require 3DS on subscription payments, and a card whose confirmation code goes to an unreachable phone simply cannot complete them.
Should I use one card for all my AI tools?
A separate card per service is safer. If a subscription is cancelled, a trial converts unexpectedly or a service raises its price, only that one card is affected and the rest of your balance is untouched.
Do AI platforms treat virtual cards differently from ordinary ones?
No. To the platform it is a normal Visa payment — what matters is that the card accepts international charges and the details are entered correctly. There is no separate rule for virtual cards.
Your first card is free
No documents, no verification, no waiting for a manager to approve you.
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